Climate
Most tourists visit Cape Town during our long summer from November to February. A Mediterranean climate with little rain, 11 hours a day sunshine or more and long sunny evenings sets a party mood. The Californian weather explains why Cape Town has become a favoured site for foreign film and TV crews escaping from the Northern Hemisphere winter.
In recent years, the normally prevailing summer south-easter wind, the famous Cape Doctor, seems to have abated. Maybe El Nino or global warming is to blame. If the wind does blow and you're after a tan or the beach, remember that mornings are usually much less windy, and that certain beaches (Clifton, Boulders) are much more protected than others.
Conventional local wisdom used to be that spring (September and October) and autumn (April and May) are the smart times to visit Cape Town. They are usually balmy in-between seasons, with little wind, when nature is at its showiest. If you're into flowers or whale-watching, or seeing the vineyards at their best, these are great seasons to be in the Cape.
Although Cape Town winters have a reputation for rain and wind, they often produce perfect days or even weeks. Some climatic change seems to have reduced winter rainfall, and when it's not raining, winter becomes a perfect green season, when temperatures can reach a summery 26C (80F) or higher. Capetonians watching the World Cricket Cup being played in England in June regularly enjoyed temperatures and weather much more suitable for cricket here than they were there. This time is known in Cape Town as the "Secret Season" - because of all the secret pleasures to be experienced!
Whatever season you have chosen to visit Cape Town, be warned of the old joke. Cape Town has four seasons - sometimes in the same day. This is especially true if you plan to go hiking or be outdoors. Check the weather forecasts in local papers or on radio. Or phone 40881 for detailed short-term forecasts. Long range forecasts are available internationally through the Internet on CNN, or on the University of Cape Town's Oceanography Department's weather site, available as www.weather.iafrica.com. South African summer holidays (usually from the first week of December to mid January), and Easter are peak periods for visiting Cape Town, so you should plan trips reasonably in advance, and be prepared for lots of company. Restaurants are full and many visitors from upcountry book them weeks before arriving in Cape Town.
Bond Calculator
How to use the calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
What will this Calculate?
Calculates the maximum home loan that you can afford and what the monthly repayment will be.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Maximum Home Loan
Gross Monthly Income
Interest Rate
Repayment Term
Monthly Instalment
Maximum Home Loan Amount
Instalment Calculator
Monthly Repayments
How to use the calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
What will this calculate
Calculates the monthly instalment that you will pay in order to purchase a home, as well as the total interest amount and total amount paid after the repayment term has expired.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Monthly Instalments
Home Loan Amount
Interest Rate
Repayment Term
Monthly Instalment
Total Interest Paid
Total Amount Paid
Bond Status
How to use the calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
What will this Calculate?
Calculates the status of you home loan after a given period (number of instalments). Handy if you plan to sell your property and would like to know what the outstanding balance will be at that point in time.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Bond Status
Home Loan Amount
# of Instalments Paid
Repayment Term
Interest Rate
Home Loan Status
Total Capital Paid Thus Far
Total Interest Paid Thus Far
Total Amount Paid Thus Far:
Increased Payment
How to use the Calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
What will this Calculate?
Calculates saving when paying fixed additional amounts on a monthly instalment.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Increased Instalment
Home Loan Amount
Interest Rate
Repayment Term
Additional Monthly Payment
Original Instalment
New Instalment
Period reduced by
Value Saved
Table of Comparison
Original Instalment
New Instalment
Monthly Instalment
Repayment Term
Last Instalment
Total Amount Paid
Minimum Income
How To Use The Calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
What Will This Calculate
Calculates the single or joint gross monthly income required to afford a home loan and what the repayment will be.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Minimum Income Required
Required Home Loan Amount
Interest Rate
Repayment Term
Monthly Instalment
Minimum Gross Monthly Income
Transfer & Bond Costs
Required Information
Transfer Costs
Purchase Price
Transfer Duty
Deeds Office Fee
Conveyancing Tariff Fee
Postage & Petties
Deeds Office Search Fee
Electronic Document Generation
Your E-Vault
VAT (15%)
TOTAL
Bond Costs
BOND AMOUNT
Deeds Office Fee
Conveyancing Tariff Fee
Postage & Petties
Deeds Office Search Fee
Electronic Document Generation Fee
Your E-Vault
VAT (15%)
TOTAL
Bond Calculator
Bond Amount
Interest Rate
Repayment Period
Monthly Instalment
The estimates contained on this webpage are provided for general information purposes and should be used as a guide only. While every effort is made to ensure the accuracy of the calculator, we cannot be held liable for any loss or damage arising directly or indirectly from the use of this calculator, including any incorrect information generated by this calculator, and/or arising pursuant to your reliance on such information.
This quotation reflects the transfer duty payable in respect of a sale concluded on or after 1 May 2017.